1300 842 402

Loan Products

Our experienced team at myrepayments.com.au make it is easy to obtain finance at affordable repayments to suit your budget. We can assist you to:

  • Obtain the best finance rate
  • Work out repayments to suit your budget
  • Work through all the options available to you to assist your purchase, including:

Consumer Loan

Consumer Loans are secured with a fixed interest rate. These loans are generally over a period of 5 years and can be up to 7 years. Secured loans require comprehensive insurance.

  • Daily reducible interest
  • Minimal fees and Charges
  • No penalty for extra repayments

Finance Lease

Finance leases are available to Businesses. This loan agreement is a contract between a lender and a Business and the terms are that the Business has the exclusive use of the vehicle, while the lender retains the legal title of the vehicle.

  • GST claimed on repayments
  • All running costs claimable
  • Residual value required on loan

Commercial Hirer Purchase

Commercial Hire Purchase loans are available to Business. This agreement is a contract between a lender and a business identity and the terms are that the business hires a vehicle from the lender for a fixed monthly repayment over a term. The Business has the option to purchase the vehicle at the end of the term. Comprehensive insurance is required for this loan option.

  • GST claimed as you go through the period of the loan
  • Depreciation claimed on vehicle through period of offer
  • Residual value optional
  • All running costs claimable

Chattel Mortgage

Chattel Mortgages are available to Business. This loan agreement is a commercial loan and the terms are that a lender loans money to a business to purchase a vehicle (chattel) and secures the loan with a mortgage over the vehicle. Comprehensive insurance is required for this loan option.

  • GST claimed upfront as a tax input credit
  • Depreciation claimed on vehicle through period of mortgage
  • Residual value optional
  • All running costs of vehicle of claimable

How we can assist You

For assistance in working out repayments to suit your budget you can:

  • Contact us to discuss options to suit you, or
  • Access our loan calculator for a guide on your repayment amount and then give us a call to discuss options to suit you
  • Decided on your loan? Fill out our loan application form online
     

Online Application

Loan Calculator

Disclaimer:

  1. This calculator is provided for illustrative purposes only and does not constitute a quote. Information provided by this calculator is based on the accuracy of information provided by you and does not take into account your personal needs and financial circumstances.
  2. myrepayments.com.au will only store the information provided in this calculator as a Cookie (myRepayments_loanCalc) within your browser for your convenience, the information is only used to display details within the Loan Calculator as you navigate through the site and can be removed by simply hitting the Reset button on this form.
  3. Additional fees and charges apply.
  4. All applications are subject to the lenders normal credit approval criteria
  5. Interest rates are subject to change.
 
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